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What’s Included in Standard KYB (No Add-Ons)?

This article explains what is included in ChainIT’s Standard Know Your Business (KYB) verification, without any optional enhanced verifications or add-ons. 

Overview

Standard KYB provides a foundational level of business and individual verification required to onboard an organization and its associated individuals.

ChainIT Standard KYB verifies:

  • The legal existence and operational status of a business

  • The identities of officers, owners, and employees

  • Baseline compliance and risk indicators

All checks listed below run automatically as part of the standard KYB onboarding flow.

Organization-Level Verification (Included by Default)

Standard KYB includes verification of the organization’s identity, registration status, and risk signals:

Business Identity & Registration

  • Secretary of State (SoS) filings

  • Official registration documents

  • Certificate of Good Standing (where available)

Tax Identification

  • TIN (Tax Identification Number) validity check

Business Address Verification

  • Address and geolocation validation

Compliance & Risk Screening

  • AML global watchlist screening at the business level

Device & Access Signals

  • Computing device reliability score to assess access risk

These checks confirm that the organization is legally registered, active, and not flagged for baseline compliance concerns.

Individual Verification (Officers, Owners, and Employees)

For individuals associated with the business, Standard KYB includes the following identity and compliance checks:

Identity Verification

  • Biometric ID matching and liveness detection
  • Government-issued ID verification against authoritative databases

  • GPS legal address verification

Compliance Screening

  • Sex Offender Registry check (U.S.)

  • OFAC sanctions screening

These checks confirm the individual’s identity and screen for baseline regulatory and compliance risks.

What’s Not Included in Standard KYB

The following verifications are not included in Standard KYB and require optional add-ons:

  • SSN verification

  • Politically Exposed Person (PEP) screening

  • Criminal background checks

  • Custom beneficial ownership verification thresholds

  • 501(c)(3) nonprofit status verification

Add-ons can be selected during onboarding to extend verification based on regulatory, risk, or business requirements.

Summary

Standard KYB provides:

  • Verification of business legitimacy and registration

  • Identity verification for associated individuals

  • Baseline sanctions and compliance screening

For organizations that require deeper risk analysis or regulatory coverage, ChainIT offers Enhanced Verifications & Add-Ons that build on this foundation.